Terms of Service.

Agreement to Terms

These Terms of Service ("Terms") govern your access to and use of the Insightful Studios website and services. By accessing or using our website, you agree to be bound by these Terms.

If you do not agree to these Terms, you may not access or use our services.

Services Description

Insightful Studios provides digital strategy, web development, design, and automation services to businesses. Our services include but are not limited to:

• Business and digital strategy consulting
• Website and application development
• User experience and interface design
• AI integration and automation solutions

Service Agreements

Specific services are provided under separate written agreements ("Service Agreements") that detail:

• Scope of work and deliverables
• Project timeline and milestones
• Fees and payment terms
• Intellectual property rights
• Confidentiality obligations

User Responsibilities

When using our website and services, you agree to:

• Provide accurate and complete information
• Use our services only for lawful purposes
• Not interfere with or disrupt our services
• Not attempt to gain unauthorized access to our systems
• Respect all intellectual property rights

Intellectual Property

Our Content

All content on our website, including text, graphics, logos, images, and software, is the property of Insightful Studios and is protected by copyright, trademark, and other intellectual property laws.

Client Work

Intellectual property rights for client projects are defined in individual Service Agreements. Generally, clients receive full rights to deliverables upon final payment, while we retain the right to showcase work in our portfolio unless otherwise agreed.

Payment Terms

Payment terms are specified in individual Service Agreements. Standard terms include:

• Initial deposit required before project commencement
• Progress payments tied to project milestones
• Final payment due upon project completion
• Late payment fees may apply to overdue invoices

Project Changes and Scope

Changes to project scope after approval may result in additional fees and timeline adjustments. All scope changes must be documented in writing and approved by both parties.

Confidentiality

We respect the confidentiality of client information and business operations. Both parties agree to:

• Protect confidential information disclosed during the engagement
• Not disclose confidential information to third parties without consent
• Use confidential information only for the intended purpose

Warranties and Disclaimers

We strive to provide high-quality services but make no warranties beyond those specified in Service Agreements. Our website and services are provided "as is" without warranties of any kind, either express or implied.

We do not guarantee that our website will be uninterrupted, error-free, or free of viruses or other harmful components.

Limitation of Liability

To the maximum extent permitted by law, Insightful Studios shall not be liable for:

• Indirect, incidental, special, or consequential damages
• Loss of profits, revenue, data, or business opportunities
• Damages exceeding the fees paid for the specific service

Termination

Either party may terminate a Service Agreement according to the terms specified in that agreement. We reserve the right to terminate or suspend access to our website immediately, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

Dispute Resolution

In the event of a dispute, both parties agree to first attempt resolution through good faith negotiation. If negotiation fails, disputes will be resolved through binding arbitration or in courts of competent jurisdiction, as specified in individual Service Agreements.

Indemnification

You agree to indemnify and hold harmless Insightful Studios from any claims, damages, losses, liabilities, and expenses arising from your use of our services or violation of these Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Insightful Studios operates, without regard to conflict of law provisions.

Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after changes constitutes acceptance of the modified Terms.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.